2024年2月

关键日期

February 1 – New 密歇根州立大学丹佛 Bird Talk podcast episode
2月15日——马克杯俱乐部欢乐时光
2月19日——总统日
February 29 – 密歇根州立大学丹佛 Annual Scholarship Dinner

需要小额商业贷款? 你的性格很重要

A woman in 业务 attire shaking the hand of another person in JSSB

文/琳恩·温特

Public-private partnership helps entrepreneurs close the gap between concept and collateral.

A unique, public-private partnership launched on Aug. 1 gives Metropolitan State University of 丹佛-affiliated 业务 owners access to the financial and 业务-savvy support they need to make their small 业务es successful.

In collaboration with nonprofit small 业务 lender 大草原玫瑰开发公司高山银行 and 密歇根州立大学丹佛 developed a loan 程序 for University-affiliated 业务es, providing access to capital and financial products to help them launch or grow.

阿尔卑斯银行标志

“This 程序 has been several years in the making,查理·克什瓦尔说, president of 高山银行 Front Range Business Development and 密歇根州立大学丹佛 Foundation Board member. “It will allow us to support our community in a way that makes a difference.”

Kercheval says that by leveraging capital provided by the 密歇根州立大学丹佛 Foundation, they can create loans that drive the economy, giving new 业务es a chance to succeed and enabling people to start 业务es. The total amount of loans will not exceed $250,000, with individual loans ranging from $5,000-$50,000.

密歇根州立大学丹佛-affiliated 业务es are 合资格申请 for the loan 程序 when individuals connected with the University hold 50% or more of the ownership interest, 包括:

  • Students enrolled at 密歇根州立大学丹佛 with good academic standing, who have earned at least 90 credit hours, with a minimum of 30 credit hours earned at the University.
  • 获得B的个人.A., B.S., master’s degree or Entrepreneurship Certificate from 密歇根州立大学丹佛 or completed the University’s 发射丹佛 程序.
  • 密歇根州立大学丹佛 faculty and staff members employed by the University for at least one year.

The 程序 will live in the 商学院’s 创业中心 and be overseen by the first recipient of the Kemper Family Foundation Endowed Chair, 大卫Bechtold, 管理学副教授.

“We appreciate 高山银行’s collaborative spirit, highlighting their commitment to the community and small 业务 development,安·墨菲说, Ph.D., dean of 密歇根州立大学丹佛’s 商学院. “支持ing 密歇根州立大学丹佛-associated 业务es through this 程序 helps the College and the Center fulfill our mission of access and our vision for supporting economic growth in Colorado.”

Kercheval says working with the University to establish the 程序 has been rewarding and, depending on its level of success, could extend beyond the current two-year trial period.

“The most important piece of this partnership is building relationships between the applicants and the bank,”克什瓦尔说. “We don’t want to just hand over money and leave people on an island – we want to provide support, to build them into successful 业务 operators.”

学习如何申请 密歇根州立大学丹佛分校贷款计划, and for more information, contact 亚当·梅尔尼克,J.D.创业中心.

关于高山银行
成立于1973年, 高山银行, FDIC会员, 是独立的, employee-owned organization with over $6.20亿的资产. With headquarters in Glenwood Springs and banking offices across Colorado’s Western Slope, 山脉和山脉, 高山银行 employs more than 800 people and serves more than 170,000个零售客户, 业务, wealth management* and electronic banking services. Through its innovative Loyalty Debit Card 程序, 高山银行 supported more than 700 Colorado nonprofits and organizations in 2021 with $1.拨款8200万, sponsorships and gifts; with every customer transaction on an 高山银行 Loyalty Debit Card, 高山银行 donates 10 cents to support nonprofits and charities in the categories of Arts, 环境, 教育, 社区和更多. 科罗拉多州阿尔卑斯河岸, the holding company for 高山银行, trades shares of the Class B Nonvoting Common Stock under the symbol “ALPIB” on the OTCQX® Best Market. 欲知详情,请浏览 www.alpinebank.com.

*高山银行 Wealth Management services are not FDIC insured, may lose value and are not guaranteed by the bank.